My Alter-ego: The Financial Curmudgeon, Mr. Freeze
Meet Mr. Freeze, the Financial Curmudgeon!
In a former life, I was Mr. Freeze. I’m not kidding. I was a licensed bill collector in 50 states and my pseudonym was Mr. Richard Freeze. I was in the Credit Industry for many years and I worked both sides of the business. I collected and I also educated the public on sane money management. Before Mr. Freeze went “underground” he also worked for Consumer Credit Counseling Service which was one of the best jobs ever. I became the Financial Curmudgeon because, for so many years, I observed how most Americans get themselves into financial trouble: simply put, they don’t know the meaning of the word “enough.” Yes, there are those circumstances that people can’t do anything about: job loss, sickness, divorce, etc.. But Mr. Freeze has always believed most people get into financial trouble because they have no self discipline, they want everything now, they believe someone or something is going to bail them out of their circumstances! Well my friends, the Financial Curmudgeon is here to tell you that times have gotten tougher and you’re going to have to change your behavior if you want to survive our current economic challenges. The Financial Curmudgeon believes in strong medicine, so he recommends every man woman and child read “Your Money or Your Life” by Vicki Robin and Joe Dominguez. In my opinion, it is the best book about personal money management today.
The Financial Curmudgeon will be back. I promise!
